BREAKFAST MEETING

WEDNESDAY, JANUARY 18, 2012

(Breakfast served 7:30-8:00 a.m., Program 8:00-9:00)

SOUTHFORK HOTEL

(East side of US 75 just north of 15^th Street)

RESERVATION DEADLINE:  THURSDAY, JANUARY 12

(PAYMENT MUST BE IN COUNCIL’S OFFICE BY THURSDAY, JANUARY 12)

How to Structure a Retirement Portfolio for Income, Stability, and Growth in the New Normal Economy

BILL CARTER

This presentation will discuss the financial challenges facing the “baby boomer” generation in retirement. The presentation will set the stage by providing demographics and financial status of this huge group of graying America. It will discuss challenges the boomers face such as increased longevity, rising health care cost, inflation, market risk and some unknowns.   It will cover portfolio withdrawal rates that will allow boomers not to outlive their assets, stay up with inflation and how to take those distributions in the most tax efficient manner. It will also provide some suggestions on helping retirees establish a safe spending rate during retirement.  The presentation will get into the specifics of portfolio construction and how to use different products to provide income, stability and growth during this time of historic low interest rates, poor stock market returns and increased market volatility worldwide.  The presentation will discuss the changing role of today’s financial advisors from accumulation advisors to retirement advisors and the impact that will have own their practice. As a Certified Financial Planner^™ professional and president of Carter Financial Management (CFM), Bill Carter is dedicated to serving the financial needs of families, individuals and business owners. Through coordinated use of tax, investment and estate planning tools and techniques, he assists clients in setting and achieving their financial goals and objectives. Carter began his financial planning career in 1973, opening his own firm three years later. In 1980, he formed Carter Advisory Services, Inc. (CAS), a registered investment advisory company. Carter received a degree in Agricultural Economics from Texas A&M University, where he was a distinguished military graduate and served as student body president.   

Continuing education credit pending for 1.0 Hour.

Membership dues do not include meals.  Credit Cards are not accepted. Please complete this form, enclose a check (payable to Estate Planning Council of North Texas) and mail to:  Estate Planning Council of North Texas, P. O. Box 38553, Dallas, TX  75238-8553.  THERE WLL BE 5 MEALS AVAILABLE FOR WALK-INS ON DAY OF MEETING (FIRST COME, FIRST SERVE). ALL OTHER WALK-INS WILL BE “PROGRAM ONLY”.  Members who have already paid in advance for all meetings for the year MUST register (you can send an e-mail to northtexasepc@yahoo.com) so we will have a count for the number of meals to prepare and number of outlines to print.

Member: $25 (includes meal); Guest: $30 (includes meal); Program Only (no meal): $15

Name: ________________________________________ 

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E-Mail: ______________________________________

Phone Number: _________________________________

Name: ________________________________________  

   ____$25                ___$30  ____$15

E-Mail: ______________________________________

Phone Number: _________________________________

Name: ________________________________________  

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NOTE:  WALK-IN PRICES ON DATE OF MEETING:  Member: $30 (includes meal); Guest: $35 (includes meal); Program Only (no meal): $20

PATRON:  We would like to thank the following patron for their support:  The Catholic Foundation

Is your organization interested in sponsoring a meeting?  Contact Teresa (214-340-8020) for more information.